Mirabaud & Cie (Monaco) — Monaco

Mirabaud & Cie (Monaco) — Overview

Mirabaud & Cie (Monaco) is the Monaco-based affiliate of the Mirabaud Group, a long-established private banking and asset management group founded in Geneva. The Monaco entity serves private clients, families and institutional investors from the Principality, offering wealth management, asset management, brokerage and related services adapted to the local and international environment.

Brief history and founding

Mirabaud traces its origins to Geneva in 1819. Over two centuries the group has expanded from its Swiss roots into a multi-jurisdictional private bank and asset manager. Mirabaud & Cie (Monaco) represents the Group’s presence in the Principality, established to serve the concentrated population of high-net-worth individuals, families and institutions resident or operating in Monaco and the surrounding region. The wider Mirabaud Group remains an independent, partner-led firm focused on long-term relationships and bespoke advice.

Type of bank

Mirabaud & Cie (Monaco) operates primarily as a private bank and wealth manager rather than a retail branch network. Core activities include private banking and wealth management, discretionary portfolio management, investment advisory, asset management and brokerage services. The bank combines these functions with tailored family office and fiduciary support for clients with complex financial needs.

Key services offered

• Private banking and relationship management: personalised wealth planning and ongoing advisory for private clients and families.
• Discretionary portfolio management: multi-asset and customised mandates managed according to client risk profiles and objectives.
• Investment advisory and research: market research, model portfolios and bespoke investment advice.
• Asset management: collective funds and bespoke solutions developed by the Mirabaud asset management teams.
• Brokerage and execution services: access to international markets, equities, fixed income and structured products.
• Wealth planning and succession services: estate planning, intergenerational wealth transfer advice and coordination with legal advisors.
• Multi-currency accounts and cash management: transactional services for clients with international needs.
• Institutional services: investment solutions for professional and institutional investors where applicable.

Services available to each client will depend on the Monaco entity’s licensing and the client’s residency and regulatory status.

Notable features or specializations

• Long heritage and independence: as part of a group founded in 1819, Mirabaud emphasises continuity and a partner-driven governance model.
• Integrated capabilities: combination of private banking, asset management and brokerage expertise under one group umbrella.
• Tailored solutions: focus on bespoke wealth management and tailored investment mandates rather than mass-market banking.
• Regional focus: operations in Monaco are designed to meet the needs of residents in the Principality, as well as international clients with ties to the region.

Regulatory status and deposit protection

Mirabaud & Cie (Monaco) operates within the Monegasque legal and regulatory framework for banking and financial services. Banks and financial firms in Monaco are subject to local supervision and must comply with national prudential rules and anti-money laundering (AML) obligations. Relevant Monegasque authorities involved in financial supervision and AML control include local supervisory bodies responsible for financial activity oversight and specialised AML units.

Deposit protection arrangements in Monaco differ from those in EU member states. There is no direct automatic equivalence to EU deposit guarantee schemes; cover or guarantees for deposits can vary by institution and by contractual arrangements. Clients should verify the exact protection applicable to their deposits directly with Mirabaud & Cie (Monaco) and consult the bank’s disclosures and the competent Monegasque authorities to understand the extent and scope of any guarantee or protection scheme applicable to their accounts.

How to open an account (general overview)

Opening an account with Mirabaud & Cie (Monaco) follows standard private banking procedures and will typically require:

• Initial contact: reach out via the bank’s Monaco office or the Group’s website to arrange an introductory discussion.
• Documentation: certified identification (passport or ID), proof of address, proof of income or net worth, and documents evidencing the source of funds.
• KYC & AML checks: the bank will perform Know-Your-Customer (KYC) and anti-money laundering checks in line with Monegasque and international standards.
• Minimum relationship size: private banks often require a minimum level of assets to be placed under management or held on deposit. Prospective clients should enquire about any minimums during the initial contact.
• Agreements and mandates: sign client agreements, discretionary or advisory mandates (if applicable), and tax-related declarations such as FATCA/CRS forms.
• Onboarding meeting: a face-to-face meeting is commonly requested in private banking; remote onboarding may be possible in some circumstances, subject to regulatory requirements.

Because requirements can change and may vary by client type, always confirm the up-to-date procedure and documentation with the bank directly before applying.

Contact information and website

• Group website: https://www.mirabaud.com

For contact details specific to the Monaco office (address, telephone, dedicated e-mail addresses) consult the Mirabaud Group website or contact the Group’s client service teams. The website lists local offices and provides channels for making an introduction or requesting more information.

Final notes

Mirabaud & Cie (Monaco) provides private banking, asset management and brokerage services aimed at clients who require tailored wealth management solutions in Monaco. Because regulatory, deposit protection and onboarding details can be jurisdiction-specific and evolve over time, prospective clients should seek direct confirmation from the bank and consider independent legal or tax advice where appropriate.