Credit Suisse (Monaco) — 摩纳哥

Credit Suisse (Monaco) — Overview and Context

Credit Suisse 自19世纪中期以来一直是全球知名的瑞士银行与金融集团，多年来在摩纳哥设有机构，为高净值个人、家族及精选企业客户提供服务。Credit Suisse 在摩纳哥的业务主要集中在私人银行、财富管理及为国际、常为外籍客户群量身定制的相关服务。

Note on recent developments: in March 2023 Credit Suisse Group was acquired by UBS Group AG. That transaction prompted a period of integration and review across Credit Suisse’s international footprint, including local operations such as those in Monaco. Prospective clients and counterparties should check the most recent status and branding of local offices before initiating any formal relationship.

Brief history and founding

Credit Suisse Group 成立于 1856 年的苏黎世，并在随后的数十年中扩展至欧洲各主要私人银行中心。摩纳哥业务作为其国际扩张的一部分发展起来，以满足因摩纳哥聚集财富与有利商业环境而吸引来的私人客户和家族办公室的需求。摩纳哥的存在体现了 Credit Suisse 提供定制财富管理和跨境银行解决方案于主要金融中心的更广泛战略。

Type of bank

在摩纳哥，Credit Suisse 的活动历来以私人银行和财富管理为中心，并在适合客户需求时涉足企业与投资银行业务。当地业务并不面向大众零售银行业务；相反，着重于：

• 为高净值个人（HNWIs）和家族提供的私人及财富管理服务
• 基于关系的银行与咨询服务
• 投资咨询与受托组合管理
• 为私人客户提供的专门贷款与融资

Key services offered

Typical services that Credit Suisse (Monaco) or a similar international private-bank branch would offer include:

• Personal accounts: multi-currency current and deposit accounts for private clients
• Business accounts: tailored accounts for single-family offices, holding companies and certain corporate entities
• Wealth and investment management: discretionary portfolio management, investment advisory and access to structured products
• Lending and credit: secured lending, Lombard loans (securities-backed), mortgages and bespoke credit facilities for private clients
• Trust, succession and estate planning support: coordination with legal and tax advisors to implement legacy planning (non-legal advisory role)
• Foreign exchange and liquidity management: multi-currency cash management and FX services
• Custody and securities services: safekeeping and settlement for listed and structured investments

服务和产品的可用性取决于客户类型、监管限制以及是否已开立账户。